When it comes to stock investing, knowing your investment goal is crucial.  Stocks, also known as “Equities” provide the shareholder with a share of ownership in a company.  At Peak Financial Guidance, we can utilize a variety of individual US Large Cap stocks to build out a portion of our clients’ portfolios.

These stocks include exposure to different parts of the economy including industrials, technology, health care, financials, manufacturing and consumer staples.   We also use combination of dividend-paying income stocks, blue-chip stocks, and growth oriented stocks to secure consistent income along with the potential for growth.   When combined with the other mutual fund and ETF holdings in the portfolio, the stock holdings provide opportunity for growth over time while reducing the fees that can apply when using mutual fund and ETF investments.

Stocks investing is not without risk. If the underlying company of the stock goes bankrupt, then the stockholders are last in line to receive a portfolio of proceeds of the company.  As a Registered Investment Advisor we are able to leverage research and economic commentary from a wide range of respected institutions to help in the management of our clients’ portfolios with the goal of delivering competitive risk adjusted returns.

Peak Financial Stocks

Develop a Diversified Asset Allocation Strategy

When selecting stocks to invest in, you should carefully consider the risks of stock investing and develop a diversified asset allocation strategy that fits with your goals, investing time frame, and risk tolerance.

  • Invest in approximately 10 to 20 stocks in at least six to eight sectors with different investment characteristics.
  • No more than 20% of the total value of your stock portfolio should be in any one sector.
  • No more than 10% of the total value of your stock portfolio should be in any one stock.

Deciding which stocks to invest in can be difficult, especially if you have a low tolerance for risk. That’s why it’s important to define one’s financial goals and how much risk can be tolerated. Research stocks that fit within your strategy and invest in stocks that have the potential to help you meet your specific goals, whether you want investment growth, income, or a combination of the two.

Your Financial Advisor can provide you with a wide range of stock investing services, including:

  • Asset allocation strategy development
  • Individual stock selection
  • Help in deciding when to buy and sell your stocks